Glossary Terms

03

Nov'17

Aadhaar Enabled Payment System (AEPS)

AEPS allows online financial transaction using the Aadhaar authentication. At present, for Aadhaar enabled basic types of banking transactions are …

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03

Nov'17

Electronic Clearing Service (ECS)

ECS is an electronic mode of payment / receipt for transactions that are repetitive and periodic in nature. ECS is …

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03

Nov'17

National Automated Clearing House (NACH)

National Automated Clearing House (NACH) is a web based solution to facilitate interbank, high volume, electronic transactions which are repetitive …

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03

Nov'17

Immediate Payments System (IMPS)

The IMPS was developed by NPCI and offers an instant, 24X7, interbank electronic fund transfer service through mobile phones as …

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03

Nov'17

RuPay Cards

RuPay Cards are debit cards launched by the NPCI that offers a domestic multilateral payment system which allows all Indian …

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03

Nov'17

Virtual Currency

Virtual currency is a digitally stored value that is used by certain users for settlement of payments. Main feature of …

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03

Nov'17

Peer to Peer lending

Peer to Peer lending is the practice of borrowing and lending of money among unrelated individuals and business entities, on …

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03

Nov'17

Digital Wallet or E-wallet

Digital wallets or E-wallet is a type of pre-paid account embedded in electronic form. It can be used for online …

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03

Nov'17

Mobile Wallet

A mobile wallet is a virtual wallet that stores card payment information on a mobile device. It carries credit card …

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03

Nov'17

Stored value cards

A stored-value card is a dedicated payments card with a monetary value stored in the card itself. Here the amount …

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