Substandard asset
A substandard asset would be one, which has remained NPA for a period less than or equal to 12 months.
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Standard Asset is one which does not disclose any problems and which does not carry more than normal risk attached …
Read MoreNon-Performing Asset (NPA)
An asset that is not returning in the form of principal or interest during the last 90 reporting days is …
Read MoreCapital to Risk Weighted Asset Ratio (CRAR)
The CRAR is the capital needed for a bank measured in terms of the risk weighted assets (mostly loans) disbursed …
Read MoreCapital Adequacy Ratio
Capital adequacy ratio (CAR), also called Capital to Risk (Weighted) Assets Ratio (CRAR), is a ratio of a bank’s capital …
Read MoreBoard for Financial Supervision
The Board for Financial Supervision (BFS) was constituted in November 1994 to supervise the money market institutions in the country. …
Read MoreRatchet effect
Ratchet effect is a price/age situation where prices or wages goes upwards only and can’t be reversed or reduced.
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