Special Mention Accounts (SMA)
Special Mention Accounts are those assets/accounts that shows symptoms of bad asset quality in the first 90 days itself or …
Read MoreStrategic Debt Restructuring (SDR)
SDR is a scheme designed to recover bad assets of banks. Or in other words, it aims to convert bad …
Read MoreResolution Corporation
As per the Financial Resolution and Deposit Insurance Bill, 2017l, a Resolution Corporation will be formed to look after the …
Read MoreProvisioning Coverage Ratio
Provisioning coverage ratio is the percentage of bad assets/classified assets that the bank has to provide for (keep money) from …
Read MoreWritten off Assets
Written off assets are those the bank or lender doesn’t count the money borrower owes to it. The financial statement of …
Read MoreRestructured loans
Restructured asset or loan are that assets which got an extended repayment period, reduced interest rate, converting a part of …
Read MoreStressed Assets
Stressed assets = NPAs + Restructured loans + Written off assets Stressed assets are a powerful indicator of the health …
Read MoreLoss asset
According to the RBI’s asset qualification norms, “a loss asset is the one where loss has been identified by the …
Read MoreDoubtful asset
An asset would be classified as doubtful if it has remained in the substandard category for a period of more …
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