Restructured loans
Restructured asset or loan are that assets which got an extended repayment period, reduced interest rate, converting a part of …
Read MoreStressed Assets
Stressed assets = NPAs + Restructured loans + Written off assets Stressed assets are a powerful indicator of the health …
Read MoreLoss asset
According to the RBI’s asset qualification norms, “a loss asset is the one where loss has been identified by the …
Read MoreDoubtful asset
An asset would be classified as doubtful if it has remained in the substandard category for a period of more …
Read MoreSubstandard asset
A substandard asset would be one, which has remained NPA for a period less than or equal to 12 months.
Read MoreStandard asset
Standard Asset is one which does not disclose any problems and which does not carry more than normal risk attached …
Read MoreAsset Classification
Asset classification is the process of categorizing the assets (loans) of a bank/financial entity. Assets are classified in terms of …
Read MoreNationalised Banks
Nationalized banks are the banks nationalized by the government in in 1969 and 1980. Altogether 20 banks were nationalized in …
Read MoreToo-big to fail problem
Too big to fail is a terminology indicating that some financial institutions like banks are having big size so that …
Read MoreFinancial Safety-net
Financial safety net is arrangements where the stress of a financial institution especially that of a private sector one is …
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